Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
David Youngs, Branch Manager & Mortgage Advisor at NEXA Lending. NMLS #328679. Call (651) 497-6770.
David Youngs is a Branch Manager & Mortgage Advisor at NEXA Lending (NMLS #328679). Expert mortgage loan originator in Arkansas and 6 more states helping first-time buyers, refinancing, and home purchases. Licensed #328679.
David Youngs is licensed to provide mortgage services in Arkansas, Florida, Iowa, Minnesota, North Dakota, Tennessee, and Wisconsin.
David Youngs offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arkansas, Florida, Iowa, Minnesota, North Dakota, Tennessee, and Wisconsin. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (651) 497-6770 and email dyoungs@nexalending.com to get started or ask about current mortgage rates and pre-approval.
David Youngs's NMLS license number is 328679. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and David Youngs will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.
